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Financial institutions are required by law to insure all mortgages with a loan to value ratio of less than 80%. This insurance protects the lender against borrower default.
Note: Provicial Sales Tax (8%) is applicable on mortgage insurance premiums, is due the date of closing, and is not rolled into a mortgage. Mortgage insurance premiums are exempt from the full Harmonized Sales Tax.
Canada Mortgage and Housing Corporation (CMHC) is Canada's national housing agency. Established as a government-owned corporation in 1946 to address Canada's post-war housing shortage, the agency has grown into a major national institution. CMHC is Canada's premier provider of mortgage loan insurance, mortgage-backed securities, housing policy and programs, and housing research. More about CMHC can be found at www.cmhc.ca
GE Mortgage Insurance Canada together, with its related affiliates, is the largest private sector mortgage insurance company in the world and the only private sector supplier of mortgage insurance in Canada. www.genworth.ca
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Taber, AB, T1G 1S7
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Blairmore, AB, T0K 0E0
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Lloydminster, AB, T9V 2W7
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Unit 101 - 514 Stafford Drive
Lethbridge, AB, T1H 2B2
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408 - 12 Street
Fort Macleod, AB, T0L 0Z0
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116 - 2 Ave West
Brooks, AB, T1R 0C1
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Unit 2 - 218 McCrea Drive
Hanna, AB, T0J 1P0
403.854.4456
